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OUR MISSION Humanity Insured's mission is to stop climate disasters causing poverty in the most vulnerable communities by increasing these communities' financial preparedness. WHY WE DO IT Climate change disproportionately impacts the c.3.6 billion people who make-up the poorest and most at-risk communities. The costs associated with climate risks for these communities are projected to escalate steeply in the coming decades. By 2030 the impacts of climate change are estimated to cost developing countries between US$290 billion and US$580 billion annually, rising to between US$1,132 billion and US$1,741 billion by 2050 (R. Mechler, L.M. Bouwer, T. Schinko, S. Surminski, J. Linnerooth-Bayer (eds.), Loss and Damage from Climate Change: Concepts, Methods and Policy Options, 2019). The livelihoods of many in these countries are highly reliant on, and vulnerable to climate shocks. Yet the anticipatory risk-transfer and financial preparedness tools that are commonly used in developed markets, most notably insurance, remain out of reach for these communities. While 35% of the natural catastrophe-related losses globally over the last decade were insured, the figure for developing countries was less than 10% or even close to zero (Munich Re, Natural disaster risks - Rising trend in losses). Providing insurance for these communities is crucial for both financial stability and well-being. It ensures quick recovery after disasters, reduces financial hardships, and promotes resilience (University of Cambridge Institute for Sustainability Leadership, Mutual microinsurance and sustainable development, 2016). Without insurance, these communities remain trapped in a cycle of poverty, unable to rebuild and recover effectively after climate-induced disasters. The absence of insurance exacerbates economic instability and vulnerability, making it difficult for these populations to achieve long-term development and progress. This fundamental imbalance demands a solution whereby underserved populations are empowered to access the financial safety nets that make preparedness and resilience possible. Humanity Insured seeks to make this happen. HOW WE DO IT The most vulnerable communities on the climate crisis frontline are primarily excluded from the insurance market because the products and solutions are too expensive and not designed for the specific climate risks and impacts local communities are facing. Humanity Insured addresses these market failures by making climate insurance available and affordable at scale for the first time to communities at the greatest risk of climate-induced poverty in Latin America, Africa, and Asia. Through the robust safety net insurance provides we ensure smallholder farmers, coastal communities, urban workers, and displaced populations have the resilience to withstand the increasing risks posed by climate change and extreme weather events. We do this by: 1. Mobilising philanthropic and private sector capital to pay a portion of the insurance premium and fit-for-purpose climate insurance solutions that prepare and protect communities. In some instances, we will also work with partners to create capital pools that provide guaranteed payments to communities when a pre-agreed climate event happens. 2. Funding climate modelling and analytics that enable communities to understand the climate risks they face. This access to information will inform decisions on how communities can best adapt and prepare. 3. Funding, alongside the insurance protection, a community's access to resilience building assets or training that reduce climate-related impacts on livelihoods. 4. Creating collaborative funding opportunities that provide protection to more people. Financing for resilience building solutions is relatively accepted and covered by other funders from across the donor community. However, philanthropic funding for premium payments and capital pools for scientifically triggered, guaranteed financial protection is severely underfunded as many donors have not yet adopted it as common practice. Humanity Insured aims to fill this funding gap, therefore most of our grants will be allocated to the purchase of insurance (or other mechanisms of scientifically triggered, guaranteed financial protection). Where possible we fund insurance that provides a layer of financial protection on top of adaption or resilience building efforts financed by another organisation (e.g., providing drought insurance in conjunction with another organisation's funding for better irrigation practices). OUR IMPACT In making insurance available at scale to the most climate-vulnerable communities, Humanity Insured will stop climate disasters from driving poverty by: 1. Providing financial security and protection that unlocks a virtuous cycle of investment and income growth, which secures livelihoods and improves lives. 2. Establishing guaranteed safety nets that empower communities to prepare for and recover after climate shocks. 3. Multiplying the impact and value of funds available for communities on the climate frontline by (i) re-directing funding towards pre-emptive solutions that build resilience, and (ii) leveraging funds from an insurance balance sheet to support community recovery after climate shocks. By directing funds to the activities detailed above, Humanity Insured will help people grow confidence and resilience, so they can invest in everything from education to new farming techniques. For the first time, the global insurance industry is coming together with philanthropy and jointly backing an initiative to help protect the world and ensure everyone can progress. Our short-term goal is to collaborate with insurance, philanthropy, and other private sector industries to leverage $2 billion of insurance capacity by 2030 for 10 million people on the climate-crisis frontline.

Yayasan Al-Fajr panti Yatim is a zakat management organization that has received official recognition through the Republic of Indonesia Ministry of Religion Decree No. 120 of 2019. Yayasan Al-Fajr Panti Yatim is determined to be a manager of zakat, infaq, alms and waqf funds that focuses on caring for orphaned and abandoned children as well as empowering the poor.

Markoding (Yayasan Daya Kreasi Anak Bangsa) is a non-profit organization with a mission to transform underprivileged youth in Indonesia into a generation of innovators by equipping them with digital skills along with 21st-century skills (since 2017). We aspire that women and marginalized populations have equitable access to safe, affordable and accessible education to increase employability and tackle youth unemployment. Markoding has trained 30,000+ participants and 1,465 teachers from 765 schools and communities across 36 provinces in Indonesia. Markoding is committed to empowering youth and women. Through the programs we have created, including: 1. Perempuan Inovasi 2023 Perempuan Inovasi, a collaboration between Markoding, Magnifique Indonesia, and Yayasan Dian Sastrowardoyo, offers digital skills scholarships to underprivileged women in Indonesia. Our goal is to empower innovative and impactful Indonesian women. In 2023, we had 16,596 applicants, with 36 receiving Bootcamp scholarships funded by CSR Program Donor, Telkomsel Indonesia and Samsung Indonesia. Two major events were held during the 9-month program: The Program Launch, generating PR value of Rp2,858,273,000 from 53 articles, and Graduation Day, where all the women participants showcased their solutions, this event garnered a PR value of Rp1,500,000,000 from 32 articles. Both events include discussions on how to tackle gender issues and inequality in the future through technology, and showcases of innovation. These initiatives aim to foster a generation of empowered Indonesian women, equipped with the skills to contribute positively to society. 2. Innovation Challenge: Generasi Terampil collaboration with UNICEF For the last 5 years (since 2019), Markoding has been implementing the Innovation Challenge program as UNICEF's trusted implementing partner. The program is a 9-month program for adolescents 10-19 years old in developing 21st-century skills, digital skills, and entrepreneurship skills, that focuses on helping adolescents including underprivileged girls and boys, and students with a disability, to identify problems in their environment, come up with creative solutions, and implement digital solutions under the direction of experienced mentors. The Generasi Terampil 2023 program has achieved 3,335 students (>65% girls), 271 teachers (>70% women), 116 schools, 50 mentors participating within the program, and 350 ideas for solutions (i.e environment, education, gender equality, health, etc) have been developed by the adolescents.

FKM BKA YWU's mission is to empower women, especially those with disabilities, and marginalized communities by providing education, training, and support to enhance their socio-economic well-being and resilience. The organization advocates for gender equality, promotes the rights of women and persons with disabilities, and works toward eradicating gender-based violence and discrimination. Through a holistic approach, FKM BKA YWU engages in community development, disaster relief, economic empowerment, and policy advocacy, with a focus on building inclusive, sustainable communities where every individual can thrive and participate fully in society.

To catalyse the movement to end FGM/C by generating and sharing knowledge, enabling collaboration and uniting actors to influence global commitments.

Ensany is a global endowment foundation established in 2017 that facilitates the access of community and charitable institutions to funding from members of society and the general public around the world and to various charitable and developmental fields. 1-Activate the impact of small funds from individuals'contributions. 2-Provide professional solutions that contribute to the sustainability of the financial flows. 3-Finding professional and systematic technical solutions to facilitate participation. 4-Localization of support in all countries around the world.

Hutan Harimau's* mission is to function as the leading Sumatran tiger-focused organization. We work in partnership with government agencies, local communities, universities, and non-governmental organizations to better research and conserve Sumatran tigers. *Hutan is the Indonesian word for Forest and Harimau is the Indonesian word for Tiger.

Al-Khair International Indonesia Foundation is branch of Al-Khair Foundation which UK-based international NGO that provides emergency relief and developmental support in some of the worlds, most impoverished areas. We registered in Indonesia as Alkhair Internasional Indonesia Foundation since 2019 to provide emergency relief and developmental support in Indonesia and Southeast Asia countries.

Grow Asia is a multi-stakeholder platform established in 2015 by the World Economic Forum and ASEAN to cultivate more inclusive, resilient, and sustainable food systems. Grow Asia was established by the World Economic Forum, in collaboration with the Association of Southeast Asian Nations (ASEAN), to bring together governments, the private sector, non-governmental organizations (NGOs) and other key stakeholders in the region to convene, facilitate, and scale efforts that promote more inclusive, resilient and sustainable food systems, entails a multi-level approach to partnerships: at the field level, national level, and regional level.

More Trees is a forest conservation organization founded by a musician, Ryuichi Sakamoto and now led by an architect, Kengo Kuma. To deal with accelerating situation of forest destruction and global warming, five founders including R. Sakamoto stood up for action and established the organization in 2007 with more than 100 supporters. More Trees organizes various programs aiming to the society that people coexist with forests, with a keyword: "Connecting cities and forests." Our programs include "More Trees Forests" - forestry conservation projects collaborating with local communities-, Wood product manufacturing using domestic timber and educational seminars and events to spread the idea of forest conservation.

Women without Borders' (WwB) mission is to grow women's social capital to address some of the most urgent issues of our times, in particular Domestic Violence and Preventing Violent Extremism. We commit and apply ourselves to: Working from the bottom up and empowering the female leaders of tomorrow at the individual, community, and global levels Supporting and inspiring women in the process of moving from victimhood towards agency Advocating for a future without fear, suppression, and violence against women Introducing and normalising the idea of women as the first line of defence against extremism in their homes and communities Bringing the voices of impactful local leaders to the attention of the world

INFEST Foundation maintains the key of its movement in accordance with its vision, which is to democratize Indonesia and enhance the quality of society. This is followed through the following missions: 1) enhancing the foundation of education services; 2) enhancing the network of information on education, social, religion, and culture; and 3) conducting advocacy and research on the fulfillment of fundamental citizen rights. We apply out fundamental core values in all our programs, including: a. Humanity: we work to serve and protect human life and human basic rights; b. Impartiality: INFEST makes no discrimination as to nationality, race, religious beliefs, class or political opinions. c. Neutrality: INFEST is not part of a political or religious movement but serves humanity regardless of religion, race, nationality, and political views in Indonesia.