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We exist to work on improving the health and prosperity of marginalised communities and their environments.

OUR MISSION Humanity Insured's mission is to stop climate disasters causing poverty in the most vulnerable communities by increasing these communities' financial preparedness. WHY WE DO IT Climate change disproportionately impacts the c.3.6 billion people who make-up the poorest and most at-risk communities. The costs associated with climate risks for these communities are projected to escalate steeply in the coming decades. By 2030 the impacts of climate change are estimated to cost developing countries between US$290 billion and US$580 billion annually, rising to between US$1,132 billion and US$1,741 billion by 2050 (R. Mechler, L.M. Bouwer, T. Schinko, S. Surminski, J. Linnerooth-Bayer (eds.), Loss and Damage from Climate Change: Concepts, Methods and Policy Options, 2019). The livelihoods of many in these countries are highly reliant on, and vulnerable to climate shocks. Yet the anticipatory risk-transfer and financial preparedness tools that are commonly used in developed markets, most notably insurance, remain out of reach for these communities. While 35% of the natural catastrophe-related losses globally over the last decade were insured, the figure for developing countries was less than 10% or even close to zero (Munich Re, Natural disaster risks - Rising trend in losses). Providing insurance for these communities is crucial for both financial stability and well-being. It ensures quick recovery after disasters, reduces financial hardships, and promotes resilience (University of Cambridge Institute for Sustainability Leadership, Mutual microinsurance and sustainable development, 2016). Without insurance, these communities remain trapped in a cycle of poverty, unable to rebuild and recover effectively after climate-induced disasters. The absence of insurance exacerbates economic instability and vulnerability, making it difficult for these populations to achieve long-term development and progress. This fundamental imbalance demands a solution whereby underserved populations are empowered to access the financial safety nets that make preparedness and resilience possible. Humanity Insured seeks to make this happen. HOW WE DO IT The most vulnerable communities on the climate crisis frontline are primarily excluded from the insurance market because the products and solutions are too expensive and not designed for the specific climate risks and impacts local communities are facing. Humanity Insured addresses these market failures by making climate insurance available and affordable at scale for the first time to communities at the greatest risk of climate-induced poverty in Latin America, Africa, and Asia. Through the robust safety net insurance provides we ensure smallholder farmers, coastal communities, urban workers, and displaced populations have the resilience to withstand the increasing risks posed by climate change and extreme weather events. We do this by: 1. Mobilising philanthropic and private sector capital to pay a portion of the insurance premium and fit-for-purpose climate insurance solutions that prepare and protect communities. In some instances, we will also work with partners to create capital pools that provide guaranteed payments to communities when a pre-agreed climate event happens. 2. Funding climate modelling and analytics that enable communities to understand the climate risks they face. This access to information will inform decisions on how communities can best adapt and prepare. 3. Funding, alongside the insurance protection, a community's access to resilience building assets or training that reduce climate-related impacts on livelihoods. 4. Creating collaborative funding opportunities that provide protection to more people. Financing for resilience building solutions is relatively accepted and covered by other funders from across the donor community. However, philanthropic funding for premium payments and capital pools for scientifically triggered, guaranteed financial protection is severely underfunded as many donors have not yet adopted it as common practice. Humanity Insured aims to fill this funding gap, therefore most of our grants will be allocated to the purchase of insurance (or other mechanisms of scientifically triggered, guaranteed financial protection). Where possible we fund insurance that provides a layer of financial protection on top of adaption or resilience building efforts financed by another organisation (e.g., providing drought insurance in conjunction with another organisation's funding for better irrigation practices). OUR IMPACT In making insurance available at scale to the most climate-vulnerable communities, Humanity Insured will stop climate disasters from driving poverty by: 1. Providing financial security and protection that unlocks a virtuous cycle of investment and income growth, which secures livelihoods and improves lives. 2. Establishing guaranteed safety nets that empower communities to prepare for and recover after climate shocks. 3. Multiplying the impact and value of funds available for communities on the climate frontline by (i) re-directing funding towards pre-emptive solutions that build resilience, and (ii) leveraging funds from an insurance balance sheet to support community recovery after climate shocks. By directing funds to the activities detailed above, Humanity Insured will help people grow confidence and resilience, so they can invest in everything from education to new farming techniques. For the first time, the global insurance industry is coming together with philanthropy and jointly backing an initiative to help protect the world and ensure everyone can progress. Our short-term goal is to collaborate with insurance, philanthropy, and other private sector industries to leverage $2 billion of insurance capacity by 2030 for 10 million people on the climate-crisis frontline.

1.0 BACKGROUND Morobe Development Foundation Inc. was established and registered with the Investment Promotion Authority as a NGO to carry out a wide range of activities, intervention and project throughout the country. MDF is made up of Professional Accountants, Engineers and Technical people who collaborate together and participate in Rural Development Activities MDF also carry out awareness using drama as a tool to disseminate information, carry out training for women, youth and community empowerment and carry out advocacy work to address any social issue that is impeding development in Papua New Guinea. 1.1 Values for Excellence MDF as an organization aims to embody values it deems important to achieve excellence in the work undertaken. MDF will look at developing the Foundation Code of Ethics in the near future. 1.2 Human Dignity and Gender Equality 1.21 All women and men are equal. They have equal rights in the society and to participate in any project development activities equally with no intimidation, harassment and violence. 1.22 The organization will ensure participation of all underprivileged people living in the project areas. 1.3 Honesty, Integrity, Sincerity and Transparency 1.31 All projects and program personnel of the organization shall promote honesty, integrity, sincerity and transparency in all activities undertaken. 1.32 The organization and its staff will maintain transparency and accountability and will not withhold any relevant information from its stakeholders. 1.4 Cost Consciousness and Sound Management of Resources 1.41 All of the organization's projects and programs shall manage and make the best use of resources in a cost-effective manner, and in some cases on a cost recovery basis. 1.5 Concern for Environment 1.51 All of the organization's projects and programs will be implemented in an environmentally sound manner. 1.51 The organization shall create and maintain a threat free and congenial work environment for its staff and the beneficiaries of its projects. 1.6 Quality of Services 1.61 The organization will strive to deliver projects and programs of a high quality. 1.62 Respective staff shall be responsible for maintaining the quality of projects, programs and performances. 1.7 Capability and Accountability 1.63 The organization's management and staff shall remain strict to their course of work and demonstrate accountability to the organization. 1.8 Creativity and Innovation 1.82 In all of the organization's activities, creativity and innovation will be appreciated during the whole project of program cycle. 1.83 Staff will be rewarded for creativity and innovation in the work completed. 2.0 Major community development activities include; 2.11 Feasibility Study, Design & Supervision of Construction of Rural Water Supply, Systems (Gravity feed, Fill & Draw, Rain Catchment, Ram & Solar pumping, systems and bore water drilling and pumping) 2.12 Feasibility Study, Design & Supervision Construction of Small Hydro & Solar Power Systems 2.13 Feasibility Study, Design & Supervision of Construction of Suspension /Footbridges 2.14 Design and Supervision of Construction of Buildings 2.15 General Project Planning & Management/ Training/ Awareness and Advocacy 3.0. OBJECTIVES 3.1.1 Main objectives are; 3.11 To actively participate and provide professional and quality workmanship in implementing projects that would last long in the rural communities 3.12.1 To promote and contribute to the National Government's Vision 2050 and the Medium Term Development Strategy 3.13 To help reduce poverty and improve living standards of our rural population 3.15 To provide some form of employment to youths and school leavers

Grow Asia is a multi-stakeholder platform established in 2015 by the World Economic Forum and ASEAN to cultivate more inclusive, resilient, and sustainable food systems. Grow Asia was established by the World Economic Forum, in collaboration with the Association of Southeast Asian Nations (ASEAN), to bring together governments, the private sector, non-governmental organizations (NGOs) and other key stakeholders in the region to convene, facilitate, and scale efforts that promote more inclusive, resilient and sustainable food systems, entails a multi-level approach to partnerships: at the field level, national level, and regional level.

Every day, lives are changed by a single, selfless act - the gift of organ donation. Among those waiting for transplants are 2 groups of people: those who die waiting and those who receive the gift of life. Our work raises awareness of the urgent need for organ and tissue donors while helping recipients who have overcome the impossible to live life to the fullest. These individuals have faced life's greatest challenges; they are advocates for the cause but need resources, education and community. Transplant recipients have a unique opportunity to advocate for organ donation and raise awareness. Physical activity plays a crucial role in the recovery and long-term health of recipients. When recipients compete in world events, they demonstrate to the world what can be achieved through the gift of organ donation. Additionally, our programs provide recipients with community, tools, and resources to address the many challenges they face, leading to an increased quality of life. The WTGF promotes amateur sport amongst recipients, living donors and donor families; promoting the study of transplantation; educating the public and raising awareness of the world shortage of donor organs; sharing new knowledge from biological/clinical studies; promotion of mental and moral improvement for recipients, living donors and donor families; fostering international friendship and relations.

The Asian Institute of Technology (AIT), an international, non-profit, autonomous, postgraduate institution of higher learning based in Thailand. The mission of AIT in the context of the emerging environment is "to develop highly qualified and committed professionals who will play a leading role in the sustainable development of the region and its integration into the global economy". Guided by the above clear, timeless vision and mission, the dedicated students, faculty and staff of AIT are set to steer the Institute along its path of becoming: A trailblazer in advanced education in the region, with leadership in IT and new types of multidisciplinary programs An exemplary institution, with an emphasis on academic quality in terms of courses and other aspects of operation A leader in professional development programs A hub for the implementation of regional and transnational research projects and a research facility for academic professionals. A nexus for networking with other academic and research institutions in the region and the world A model international citizen A collaborator and partner of national postgraduate institutions A financially viable, self-sustaining institution, able to draw support from donors the private sector and individuals, with good governance and strong leadership A strong partner to its alumni, who are principal stakeholders through the AIT Alumni Association (AITAA)

Our mission is to keep people in New Zealand safe online by providing free support, advice, and education to all ages.

KNE Sustainability Institute is a non-profit organization dedicated to promoting global sustainable thinking and action. Our goal is to accelerate the dissemination of sustainability knowledge through modern media and e-learning. We are funded through partnerships, grants, and collaborations with organizations committed to sustainability and regeneration. Our key initiatives include the Global Goals Compass, a tool that provides guidance on the UN Sustainable Development Goals, and ReGen.rocks, an interactive social learning platform designed to educate young people on sustainability, connect them in a social network and match them with regenerative projects. Additionally, we connect researchers in the field of sustainable development, create innovative e-learning programs, and support companies and organizations in effectively implementing sustainability and regeneration strategies. Our major project is www.ReGen4futures.org

For over 30 years, the Pacific Islands Association of Non-Governmental Organisations (PIANGO) has stood as a bold and unifying force for civil society across the Pacific region. Serving 24 member countries and territories, PIANGO is the regional secretariat for National Liaison Units (NLUs), which function as national civil society platforms that coordinate and amplify the voice of local communities, grassroots groups, and non-governmental organisations. Rooted in the Pacific's cultural values and principles of development effectiveness, PIANGO's work is guided by the vision of: "A United Pacific: Strengthening the Resilient Responsiveness of our Kainga for a Peaceful and Prosperous Vanua." Its mission is equally inspiring: "To support the creation of a secure enabling environment for strong, effective, accountable and adaptive institutions that provide inclusive representation and common voice platforms and structured mechanisms for policy influencing, rooted in Pacific cultural practices and values-through sustainable, equitable, and genuine partnerships for resilient development." This powerful mandate is brought to life through PIANGO's call for "Transformative Partnerships for a Resilient Sustainable Pacific", a call aligned with Agenda 2030 and grounded in uniquely Pacific approaches to development, resilience, and solidarity. PIANGO's work focuses on four strategic pillars: Governance and Leadership - Strengthening national platforms and cultivating visionary leaders who are grounded in community and capable of guiding resilient institutions. Voice - Amplifying community perspectives and ensuring vulnerable groups have meaningful influence on national, regional, and global policy-making. Approaches - Promoting Pacific-led and evidence-based approaches to development, rooted in indigenous knowledge, traditional practices, and critical research. Partnerships - Building inclusive, equitable, and long-term collaborations across civil society, governments, and donors to support a thriving, accountable civic space. In today's context of global uncertainty, climate risks, and shrinking civic space, PIANGO is committed to enabling local leadership, defending civic freedoms, and promoting people-centred, holistic development that reflects the hopes and wisdom of the Pacific peoples. To learn more about PIANGO and its members, visit: www.piango.org

Medicins sans frontieres is an international humanitarian aid organisation. We offer medical assistance to population in distress, to victims of natural or man-made disasters and to victims of armed conflicts, without discrimination and irrespective of race, religion or political affiliation.

Greenpeace is the leading independent campaigning organization that uses peaceful protest and creative confrontation to expose global environmental problems and promote solutions that are essential to a green and peaceful future.

VISION: To see medical, literacy, education, agricultural, water and sanitation programmes established in countries as needed using HADA as the aid organisation. AIMS: HADA works in partnership with communities throughout the world to provide compassion, relief, training and development. OBJECTIVES: The objects for which the association is established are - To provide direct relief to people who are experiencing poverty, sickness, suffering, distress, misfortune, destitution and/or helplessness of such seriousness as would arouse pity or compassion in the community. As a means of achieving this, the organisation will undertake the following activities: 2.1. To provide administrative and logistical support to new and existing projects. 2.2. To provide skills and training with the object of achieving autonomy for the projects. 2.3. To provide and support plans for the development of communities in ways which will improve their quality of life. 2.4. To do such other things of a social, community or benevolent nature as will assist in the creation of a better society. 2.5. To integrate all projects as part of the local community.